J M Fahey 7/10/2018 11:43 PM
Eternal Debt, no matter what

Enzo 7/11/2018 2:55 AM
We have noticed...
Leo_Gnardo 7/11/2018 4:05 AM
What can the bank do? Seize her gravestone?
Mark Hammer 7/11/2018 6:44 AM
Well, given that the directive is to read the note carefully, Mme Durdle has an eternity to do so. I have every confidence her response will be appropriate and precise.
J M Fahey 7/11/2018 12:01 PM
Quote Originally Posted by Leo_Gnardo View Post
What can the bank do? Seize her gravestone?
Well, really a deceased personīs debt can be and is collected, from the estate.

Not practical or efficient for small amounts , say $500 or less since just paperwork cost amounts to a good bit of that, but 3200GBP certainly qualify, if they want to.

Maybe not in this particular case since it caused a storm of bad Public Relations, but in general when survivors (husband and children if any) start Inheritance procedures, creditors can (and normally do) inscribe themselves as such and collect owed sums.

As a side note, I bet PayPal has some Insurance Policy covering this quite predictable problem, in any case it has most certainly been paid for by the deceased, added to Credit fees.

FWIW when my Father passed away, we were called from the Car Dealership where he was paying for one, and got a Debt Cancellation receipt; when my Mother passed away, same thing, her remaining Bank of Boston VISA card due payments were cancelled, in both cases by pertinent Insurance Companies ... doubt UK Law is different ... basically because our own Banking system was started and run by the British since the early 1800īs, go figure.
The Dude 7/11/2018 4:47 PM
"You are in breach of condition 15.4(c) of your agreement with PayPal Credit as we have received notice that you are deceased."

They know she's deceased, but wrote her a letter? WTF? I'm pretty sure she doesn't care any more.


Someone ought to reply for her.

Dear PayPal,

Thank you so much for the well crafted notice and for terminating my account.

Mrs Lindsay Durdle